<!doctype html> <html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" lang="en"> <head> <title></title> <meta http-equiv="Content-Type" content="text/html; charset=utf-8"> <meta name="viewport" content="width=device-width,initial-scale=1"><!--[if mso]> <xml><w:WordDocument xmlns:w="urn:schemas-microsoft-com:office:word"><w:DontUseAdvancedTypographyReadingMail/></w:WordDocument> <o:OfficeDocumentSettings><o:PixelsPerInch>96</o:PixelsPerInch><o:AllowPNG/></o:OfficeDocumentSettings></xml> <!--> <style> *{box-sizing:border-box}body{margin:0;padding:0}a[x-apple-data-detectors]{color:inherit!important;text-decoration:inherit!important}#MessageViewBody a{color:inherit;text-decoration:none}p{line-height:inherit}.desktop_hide,.desktop_hide table{mso-hide:all;display:none;max-height:0;overflow:hidden}.image_block img+div{display:none}sub,sup{font-size:75%;line-height:0}#converted-body .list_block ol,#converted-body .list_block ul,.body [class~=x_list_block] ol,.body [class~=x_list_block] ul,u+.body .list_block ol,u+.body .list_block ul{padding-left:20px} @media (max-width:520px){.row-content{width:100%!important}.stack .column{width:100%!important;display:block}.mobile_hide{min-height:0;max-height:0;max-width:0;display:none;overflow:hidden;font-size:0}.desktop_hide,.desktop_hide table{display:table!important;max-height:none!important}.social_block .social-table{display:inline-block!important}} </style><!--[if mso ]><style>sup, sub { font-size: 100% !important; } sup { mso-text-raise:10% } sub { mso-text-raise:-10% }</style> <!--> </head> <body class="body" style="margin:0;padding:0;-webkit-text-size-adjust:none;text-size-adjust:none;background-color:#fff"> <!--dpreview--> <center> <span style="font-family:arial,helvetica,sans-serif; font-size:11px;"><font color="#333333">Caso não esteja visualizando as imagens, <a href="https://e.allin.mail-tokiomarine.com.br/preview_htm.php?id_cmp=11896371&idem=44000&iu=15085&atmem=amFydGh1ckBiYWV0YS5jb20uYnI=" target="_blank">acesse aqui</a></font></span> </center> <table class="nl-container" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fff"> <tbody> <tr> <td> <table class="row row-1" align="center" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"> <tbody> <tr> <td> <table class="row-content stack" align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;color:#000;width:500px;margin:0 auto" width="500"> <tbody> <tr> <td class="column column-1" width="100%" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;width:100%"> <table width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"> <tbody> <tr> <td class="col-pad" style="padding-bottom:5px;padding-top:5px"> <table class="image_block block-1" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"> <tbody> <tr> <td class="pad" style="width:100%" align="center"> <div style="max-width:500px"> <img src="https://img.allin.mkt-allin.com.br/imeditor/beefree/images/6002f112808f4a2d1aa384b049974e71/header-1770656514654.png" style="display:block;height:auto;border:0;width:100%" width="500" alt="" title="" height="auto"> </div></td> </tr> </tbody> </table> <table class="image_block block-2" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"> <tbody> <tr> <td class="pad" style="width:100%" align="center"> <div style="max-width:500px"> <img src="https://img.allin.mkt-allin.com.br/imeditor/beefree/images/6002f112808f4a2d1aa384b049974e71/TokioInforma-Topo-1770656527595.png" style="display:block;height:auto;border:0;width:100%" width="500" alt="" title="" height="auto"> </div></td> </tr> </tbody> </table> <table class="divider_block block-3" width="100%" border="0" cellpadding="10" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"> <tbody> <tr> <td class="pad" align="center"> <table border="0" cellpadding="0" cellspacing="0" role="presentation" width="100%" style="mso-table-lspace:0;mso-table-rspace:0"> <tbody> <tr> <td class="divider_inner" style="font-size:1px;line-height:1px;border-top:1px solid #bbb"><span style="word-break: break-word;"> </span></td> </tr> </tbody> </table></td> </tr> </tbody> </table> <table class="paragraph_block block-4" width="100%" border="0" cellpadding="10" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"> <tbody> <tr> <td class="pad"> <div style="color:#000;direction:ltr;font-family:Arial,'Helvetica Neue',Helvetica,sans-serif;font-size:17px;font-weight:400;letter-spacing:0;line-height:1.2;text-align:left;mso-line-height-alt:20px"> <p style="margin:0;margin-bottom:16px"><span style="word-break: break-word; color: #bc9124;"><strong>07 de agosto de 2026</strong></span><strong><br></strong></p> <p style="margin:0;margin-bottom:16px"> <strong>TOKIO MARINE IMOBILIÁRIO - A IMPORTÂNCIA DE COMUNICAR CLARAMENTE A SUA CONTRATAÇÃO</strong></p> <p style="margin:0;margin-bottom:16px"><span style="word-break: break-word; color: #313131;"><strong>Olá, Corretores.</strong></span></p> <p style="margin:0;margin-bottom:16px"> <span style="word-break: break-word; color: #313131;">Uma contratação segura começa com uma orientação clara. Por isso, é importante que o Cliente compreenda o Seguro que está adquirindo, incluindo sua finalidade, coberturas e condições.</span></p> <p style="margin:0;margin-bottom:16px"> Ultimamente, identificamos reclamações registradas no <span style="word-break: break-word; color: #009274;"><strong>site Consumidor.gov</strong></span> por Clientes que informam não reconhecer a contratação de Seguros da companhia, com <span style="word-break: break-word; color: #009274;"><strong>concentração no Seguro Imobiliário (Incêndio)</strong></span>, que é um seguro previsto em contratos de locação com base na <span style="word-break: break-word; color: #009274;"><strong>Lei do Inquilinato (Lei nº 8.245/1991). </strong></span><span style="word-break: break-word; color: #009274;"></span> </p> <p style="margin:0">É essencial que o Cliente tenha ciência e concorde com a emissão da apólice em seu nome. Para evitar dúvidas e proporcionar uma experiência ainda mais segura, <span style="word-break: break-word; color: #009274;"><strong>reforçamos que, no momento da venda, o Corretor/imobiliária deve:</strong></span></p> </div></td> </tr> </tbody> </table></td> </tr> </tbody> </table></td> </tr> </tbody> </table></td> </tr> </tbody> </table> <table class="row row-2" align="center" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"> <tbody> <tr> <td> <table class="row-content stack" align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#009274;border-radius:15px;color:#000;width:500px;margin:0 auto" width="500"> <tbody> <tr> <td class="column column-1" width="100%" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;width:100%"> <table width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"> <tbody> <tr> <td class="col-pad" style="padding-bottom:5px;padding-top:5px"> <table class="list_block block-1" width="100%" border="0" cellpadding="10" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word;color:#fff;direction:ltr;font-family:Arial,'Helvetica Neue',Helvetica,sans-serif;font-size:17px;font-weight:400;letter-spacing:0;line-height:1.5;text-align:left;mso-line-height-alt:26px"> <tbody> <tr> <td class="pad"> <div style="margin-left:-20px"> <ul start="1" style="margin-top:0;margin-bottom:0;list-style-type:revert"> <li style="Margin:0">Explicar a necessidade do Seguro, quando prevista no contrato de locação;</li> <li style="Margin:0"> Identificar o Segurado, o beneficiário e as responsabilidades de cada parte;</li> <li style="Margin:0">Apresentar as coberturas, os limites e as eventuais exclusões;</li> <li style="Margin:0">Informar a vigência e a necessidade de manutenção da apólice;</li> <li style="Margin:0">Encaminhar a documentação da contratação;</li> <li style="Margin:0">Confirmar que o Cliente compreendeu e está ciente do Seguro contratado.</li> </ul> </div></td> </tr> </tbody> </table></td> </tr> </tbody> </table></td> </tr> </tbody> </table></td> </tr> </tbody> </table> <table class="row row-3" align="center" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"> <tbody> <tr> <td> <table class="row-content stack" align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;border-radius:0;color:#000;width:500px;margin:0 auto" width="500"> <tbody> <tr> <td class="column column-1" width="100%" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;width:100%"> <table width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"> <tbody> <tr> <td class="col-pad" style="padding-bottom:5px;padding-top:5px"> <table class="paragraph_block block-1" width="100%" border="0" cellpadding="10" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"> <tbody> <tr> <td class="pad"> <div style="color:#000;direction:ltr;font-family:Arial,'Helvetica Neue',Helvetica,sans-serif;font-size:17px;font-weight:400;letter-spacing:0;line-height:1.2;text-align:left;mso-line-height-alt:20px"> <p style="margin:0;margin-bottom:16px"> <span style="word-break: break-word; color: #313131;">Reforçar esses cuidados fortalecem a confiança,</span> <strong><span style="word-break: break-word; color: #009274;">valorizam o trabalho do Corretor/Imobiliária</span></strong> <span style="word-break: break-word; color: #313131;">e ajudam o Cliente a reconhecer a importância da proteção do Seguro Imobiliário da Tokio Marine.</span></p> <p style="margin:0;margin-bottom:16px"> <span style="word-break: break-word; color: #313131;">Contamos com a sua parceria para promover contratações ainda mais claras e seguras.</span></p> <p style="margin:0;margin-bottom:16px"><span style="word-break: break-word; color: #313131;">Em caso de dúvidas, consulte seu Gerente Comercial.</span></p> <p style="margin:0"><span style="word-break: break-word; color: #313131;"><strong>Tokio Marine Seguradora</strong></span></p> </div></td> </tr> </tbody> </table> <table class="social_block block-2" width="100%" border="0" cellpadding="10" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"> <tbody> <tr> <td class="pad" align="center"> <table class="social-table" width="173px" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"> <tbody> <tr> <td style="padding:0"><a href="https://e.allin.mail-tokiomarine.com.br/bendar/?atmca=11896371&atmme=44000&atmte=1&atmso=ck&utm_content=308837377&atmem=amFydGh1ckBiYWV0YS5jb20uYnI=&" target="_blank"><img src="https://app-rsrc.getbee.io/public/resources/social-networks-icon-sets/circle-dark-gray/facebook@2x.png" width="32" height="auto" alt="Facebook" title="Facebook" style="display:block;height:auto;border:0"></a></td> <td style="padding:0 0 0 15px"><a href="https://e.allin.mail-tokiomarine.com.br/bendar/?atmca=11896371&atmme=44000&atmte=1&atmso=ck&utm_content=308837378&atmem=amFydGh1ckBiYWV0YS5jb20uYnI=&" target="_blank"><img src="https://app-rsrc.getbee.io/public/resources/social-networks-icon-sets/circle-dark-gray/instagram@2x.png" width="32" height="auto" alt="Instagram" title="Instagram" style="display:block;height:auto;border:0"></a></td> <td style="padding:0 0 0 15px"><a href="https://e.allin.mail-tokiomarine.com.br/bendar/?atmca=11896371&atmme=44000&atmte=1&atmso=ck&utm_content=308837379&atmem=amFydGh1ckBiYWV0YS5jb20uYnI=&" target="_blank"><img src="https://app-rsrc.getbee.io/public/resources/social-networks-icon-sets/circle-dark-gray/linkedin@2x.png" width="32" height="auto" alt="LinkedIn" title="LinkedIn" style="display:block;height:auto;border:0"></a></td> <td style="padding:0 0 0 15px"> </td> </tr> </tbody> </table></td> </tr> </tbody> </table> <table class="image_block block-3" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"> <tbody> <tr> <td class="pad" style="width:100%" align="center"> <div style="max-width:500px"> <img src="https://img.allin.mkt-allin.com.br/imeditor/beefree/images/6002f112808f4a2d1aa384b049974e71/partedebaixov2025info2-1770661098095.png" style="display:block;height:auto;border:0;width:100%" width="500" alt="" title="" height="auto"> </div></td> </tr> </tbody> </table></td> </tr> </tbody> </table></td> </tr> </tbody> </table></td> </tr> </tbody> </table></td> </tr> </tbody> </table><!-- End --> <center> <span style="font-family:arial,helvetica,sans-serif; 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